Joey Joe your comments on here suggest you wouldn't know ethics if it hit you in the face and clearly don't understand the issue is about competence, not whether the adviser cares or not. Maybe you'll better understand the issue of competence if you ever encounter a well meaning and caring, but incompetent, surgeon. That's if you survive it.
Given you are so experienced I'm sure that like me you've met plenty of people over time that have been delivered substandard advice and overcharged for the privilege by supposedly ethical, caring and successful advisers.
Ignorant is a good word to describe your thinking that no change is the solution. You've really thought that through haven't you.
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