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The term "Financial Advisor" is in itself designed to blur the publics understanding of the role.
Whenever or wherever a person receives a wage or commission from an employer or organisation whose products they benefit from selling, then quite clearly they are compromised and should no longer be able to call themselves an advisor. They should be required to call themselves a broker or sales person as is the case in the mortgage and insurance sectors. Only when they are truly independent and there is no conflict of interest should they be able to call themselves an advisor.