It's also more than advisers "shipping out" - who in their right mind is going to commit to $50k plus HELP debt to enter this industry with this level of uncertainty at a time when accelerated HELP repayments are going to be promoted in the future and you won't get your initial foothold in the industry at an institution any more. The FPA have self destructed after years of self interest, pussy footing and pointing the finger away from themselves - just look at their comments against mortgage brokers at the beginning of the royal commission. Everyone has lost. Idiots.
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