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Important article, Mike. You are right. It is far more important to anticipate problems and prevent them because consumer protection is a bi-partisan issue and many of the issues are global in nature. This is one of them : This is why it is an important global issue: It is also why Money Management should be front and centre leading this debate. It is not an issue of who gets the political credit for fixing the problem, but getting on with the solution before it is a disaster. The global FinTech and Blockchain Hubs have already been alerted.
Mike, do you think that the Banks have a fiduciary duty for interest rate management for borrowers in the current situation with record low interest rates and record debt levels? I would be interested to hear your views.

Keep up the good work


John Cosstick