Articles tagged with 'Toolbox'

Streaming income from death benefits

27 November 2008 | ALENA MILES considers the benefits of taking the superannuation death benefit as an income stream.


Avoid the perils of gifting in retirement

24 September 2008 | MICHAEL HUTTON explains the tax and pension implications of making gifts in retirement.


Avoid the perils of gifting in retirement

23 September 2008 | MICHAEL HUTTON explains the tax and pension implications of making gifts in retirement.


Holding buy/sell insurance in super

2 September 2008 | Jon de Fries outlines the new rules for holding insurance policies within superannuation for the purpose of business succession.


Holding buy/sell insurance in super

2 September 2008 | Jon de Fries outlines the new rules for holding insurance policies within superannuation for the purpose of business succession.


Holding buy/sell insurance in super

2 September 2008 | Jon de Fries outlines the new rules for holding insurance policies within superannuation for the purpose of business succession.


Holding buy/sell insurance in super

2 September 2008 | Jon de Fries outlines the new rules for holding insurance policies within superannuation for the purpose of business succession.


Net returns matter most to investors

15 August 2008 | In an adviser’s pursuit for added client value, BRUCE HAWKINS explains how net returns, rather than gross, can be the key to achieving it.


Retirement planning policy watch

15 August 2008 | In canvassing the pre-Budget 2008 submissions made by various lobby and industry groups, Virakone Sengchanh finds persuasive policy arguments that, if adopted by the Government, would materially affect retirement advice.


Changes to super guarantee arrangements

12 June 2008 | A number of changes to the superannuation guarantee (SG) arrangements are scheduled to take effect shortly. Andrew Lawless explains.


Riding the retirement roller-coaster

5 June 2008 | CARLY O’KEEFE outlines the reasons behind recommending a retirement strategy that incorporates both annuities and allocated pensions.


Investing in volatile times

2 June 2008 | Martin Breckon explains why he believes superannuation provides the perfect tax environment during volatile market periods and how to make the most of it.


An enhanced concessional cotributions strategy

2 June 2008 | The notion of a client using non-deductible debt to increase their retirement benefits might seem foreign, however, recent legislative changes have made this a viable strategy. Robert Thomas explores one debt strategy that clients could use to increase their retirement benefits.


A tip for concessional caps

2 June 2008 | John Perri outlines a strategy whereby individuals breach the cap on concessional contributions to fund their insurance premiums.


Getting more bang for your retirement bucks

19 May 2008 | John Perri provides a checklist of the marginal tax rates and offsets advisers need to keep in mind when approaching retirement planning with clients.


Toolbox: Borrowing in super is still too complex for some clients

17 April 2008 | In 2007, the former Federal Government passed legislation partially relaxing the strict rules on borrowing by superannuation funds. While he welcomes the changes, MARTIN BRECKON explains why he does not consider borrowing in super to be the best approach for many clients.


SMSFs can now borrow

7 February 2008 | Vince Scully outlines regulatory changes that now allow self managed super funds to borrow for commercial property.


Keeping track of contributions tax

6 February 2008 | The anti-detriment payment can increase the payout figure of a superannuation account balance on death. RUDY HADDAD reviews this payment in detail and explains which beneficiaries may qualify.


Maximising super with a termination strategy

8 May 2007 | Abstract Long


Borrowing to reap the rewards

3 May 2007 | Abstract Long


Accounting for different levels of advice

4 September 2006 | Abstract Long


Avoiding non-medical limits

17 August 2006 | Abstract Long


Super Regulation Should superannuation funds be compelled to suspend advertising capable of persuading uninformed investors to crystallise losses?
Yes
 
86%
No
 
14%
The poll is closed.

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