With an improved service in mind, CommInsure has made the decision to underwrite its own car insurance product, taking the responsibility from previous underwriter Allianz.

The new arrangement, which will involve Lumley General Insurance managing the claims process, gives CommInsure control over what premiums are charged and the inclusion of additional features and benefits.

Additional features of the new product include an accidental death benefit of $5,000 and an up to 70 per cent no claim discount.